Monthly Cash Flow — Free Waterfall Chart Template
The Monthly Cash Flow template uses a waterfall chart to show how your money builds up and drains away across a single month. The sample data starts with income from Salary (5,000) and Freelance (1,200), then steps down through Rent, Food, Transport, Utilities, Entertainment, and Savings, so you can instantly see what is left at the end. It is a ready-made starting point for tracking personal or household budgets without building a chart from scratch.
Open This Template in the EditorAbout This Waterfall Chart Template
The Monthly Cash Flow template uses a waterfall chart to show how your money builds up and drains away across a single month. The sample data starts with income from Salary (5,000) and Freelance (1,200), then steps down through Rent, Food, Transport, Utilities, Entertainment, and Savings, so you can instantly see what is left at the end. It is a ready-made starting point for tracking personal or household budgets without building a chart from scratch.
It's a ready-made Waterfall Chart you can open and edit in seconds — replace the sample numbers with your own, restyle it, and download a publication-ready image, all free and in your browser.
Template Data
This template ships with the sample data below. Open it in the editor to swap in your own figures:
| Item | Cash Flow |
|---|---|
| Salary | 5000 |
| Freelance | 1200 |
| Rent | -1500 |
| Food | -400 |
| Transport | -200 |
| Utilities | -150 |
| Entertainment | -300 |
| Savings | -800 |
| Net | 2850 |
When to Use This Template
- Individuals budgeting a personal monthly paycheck and tracking where it goes after rent, food, and savings
- Freelancers combining salary and side income to see their net cash position each month
- Anyone making a household budget who wants a clear visual of inflows versus outflows to share or present
How to Use It
- Open the template — click "Open This Template in the Editor" to load it with its sample data.
- Edit the data — type your own labels and values, or paste a column straight from a spreadsheet.
- Customize & export — pick colors, add a title, then download as PNG, SVG, or PDF. No signup, no watermark.
Frequently Asked Questions
Can I change the data and categories to match my own budget?
Yes. Click Open in editor and replace the sample rows with your own income and expense lines. Enter inflows as positive numbers (like Salary 5000) and outflows as negative numbers (like Rent -1500), and the waterfall recalculates automatically. You can rename categories, add or remove rows, and recolor the bars.
Is it free, and how do I save or share my chart?
It is completely free with no signup. Everything runs in your browser, and when you are done you can export your chart as a PNG, SVG, or PDF to drop into a spreadsheet, report, or presentation.
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